OAC Property Buying Checklist
Your step-by-step guide to buying the
right property, without the stress.
This is your step-by-step plan to achieving your property goals.
Get Your Finances Ready
1
✔ Talk to OAC Lending for pre-approval
✔ Review your budget & cash flow with OAC Accounting
✔ Understand your borrowing capacity
✔ Set a clear price range
2
Define What You Want
✔ List your must-haves (location, size, type, features)
✔ Decide between home or investment property
✔ Identify preferred suburbs or areas
✔ Consider proximity to work, schools, transport
Start the Property Search
3
✔ Review listings with OAC Property Buyers’ Agent
✔ Attend open homes & inspections (with or without us)
✔ Request property reports & comparable sales data
✔ Narrow down your top choices
Due Diligence
4
✔ Review contracts & terms (get legal advice if needed)
✔ Check council zoning, flood risk or other restrictions
✔ Consider building and pest inspections
✔ Calculate ongoing costs (rates, insurance, maintenance)
Make an Offer & Negotiate
5
✔ Set a target price with your buyer’s agent
✔ Negotiate confidently (we remove the emotion)
✔ Arrange for auction bidding support if needed
✔ Finalise finance approval with OAC Lending
Finalise the Purchase
6
✔ Sign contracts & organise deposit payment
✔ Arrange settlement date with your solicitor or conveyancer
✔ Coordinate inspections and utilities connection
✔ Review cash flow with OAC Accounting for post-purchase planning
Move In or Manage Your Investment
7
✔ Plan your move or tenant handover
✔ Set up ongoing property management (if investment)
✔ Keep in touch with your OAC team for ongoing advice